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• With increased defaults, when is it prudent for servicers to record loan modifications?
  A question we’ve received from clients with increased frequency is whether they can forgo recording their loan modification agreement in certain circumstances or jurisdictions without jeopardizing their mortgage lien.
  HW Media Content Studio
• Equifax slashes VantageScore 4.0 pricing as FICO launches new reseller model
  Equifax announced changes to its pricing strategy following Fair Isaac Corp.’s rollout of a new program that allows tri-merge resellers to calculate and distribute its scores directly to mortgage lenders.
  Flávia Furlan Nunes
• Kansas City Fed chair backs cautious approach on rates
  Kansas City Fed Chair Jeff Schmid said he voted in favor of the Fed’s September quarter-point rate cut but sees no need for aggressive easing.
  Jonathan Delozier
• Texas housing inventory grows as sellers trim prices
  With rising inventory and slower sales, Texas sellers are adjusting listings. Key strategies in a more crowded market.
  Rachel Bader, HW Data
• Fifth Third buys Comerica in nearly $11B deal
  The transaction is expected to close by the end of the first quarter of 2026, pending approval from each company's shareholders.
  Sarah Wolak
• Flueid launches enhanced title verification platform
  Flueid will showcase the platform this week at ALTA ONE, offering appointments for live demonstrations, including previews of new AI features.
  Jonathan Delozier
• Mortgage rates hold steady as shutdown enters seventh day
  Mortgage rates have remained relatively stable in the past few days amid political turbulence, as the U.S. Congress has struggled to pass proposals to fund the government and end the shutdown, now in its seventh day.
  Flávia Furlan Nunes
• California FAIR Plan seeks insurance premium hike of nearly 36%
  The state’s insurer of last resort is seeking a large rate hike after parts of the state were devastated by wildfires earlier this year.
  Brooklee Han
• Better, Xactus executives on balancing innovation with consumer needs
  Better and Xactus executives shared insights on winning in an evolving mortgage landscape and how to balance technology and customer needs.
  Sarah Wolak
• All-cash home sales hold strong as high mortgage rates persist
  Although cash deals have dipped slightly from their post–Great Recession peak, sellers still tend to favor them over financed offers.
  Jonathan Delozier